Directors’ and Officers’ Insurance

Directors and officers insurance provides indemnity for directors, non-executive directors and officers against a wide range of legal actions that can arise in the course of carrying out their duties — and which may put their personal assets at risk.

In certain circumstances, a director or officer can be held personally liable for a breach of duty of care, skill or contract, with the potential for unlimited financial liability. D&O insurance ensures that personal exposure does not stand in the way of effective decision-making.

Unless otherwise stated, the policy provides cover for:

  • Damages, judgements or settlements
  • Costs and expenses awarded against a director or officer
  • Legal defence costs

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